It can’t be denied that car accidents are among the leading causes of accidental deaths and injuries throughout the US. Once a car collides with another car, it is most likely that it will result in critical injuries, medical expenses, damage to property, and several other losses. This is why when people think about the consequences of a car crash, the first thing that comes to their mind is the hefty hospital bills and car repair costs. Nevertheless, the impact of a car accident can include more than just physical damage as it can have a life-altering impact on the life of the victim.
Before you rush to a Las Vegas car accident lawyer, let’s check out what the car accident lawsuit procedure entails. keep reading to know more.
Investigation of the accident
As soon as you file your claim, the insurance company of the at-fault driver will start investigating the accident. You have to be careful about the fact that insurance companies usually push boundaries while investigating a claim as they always look for ways in which they can pay less than what you owe. You, along with your lawyer, need to do your own investigation process in order to build a strong lawsuit case. Here are the steps you need to take:
- Click pictures of the accident and the injuries
- Get a copy of the police report
- Keep a tab of all the expenses
- Meet a doctor to treat your injuries
- Collect the names of the eyewitnesses
Denial or approval of the claim
Once the insurance company has completed the process of investigation of your claim, it will either be denied or approved. In case the claim is denied by the insurance, it might be because the accident is not covered by their policy or because there were mistakes in the claim filing process. Whatever might be the reason behind the nine your claim, you should get an explanation of the same.
On the other hand, if the claim is approved, this means that the insurance company has agreed to cover all your damages by their policy. But this doesn’t mean they agreed to give you fair compensation.
Demanding a fair settlement
In case the insurance company accepts the claim, they will send you a settlement deal that is much lower than what you actually deserve. You don’t have to accept it as it is your right to negotiate a better deal that is based on your injuries and costs.
This is when you might need the legal expertise of a car accident attorney. Insurance adjusters our knowledgeable people and they know the intricacies of personal injury law. Their job is to persuade you to agree to a lesser amount. Without the help of a lawyer, you can never fight for your full compensation.
In order to fight the insurance companies for a better settlement deal, you should hire a lawyer. Make sure the lawyer has your best interests in mind and is experienced enough.
