Investing in your health is one of the best decisions you’ll make. Healthy life choices when you’re younger can help promote longevity, good mobility, and better overall health later in life. While you may think of “investing in yourself” as getting educational certifications, making important purchases, or taking beneficial financial risks, it’s easy to neglect your health on your self-improvement journey. Here are three things you can do right now to invest in your health.
Follow a nutritious and balanced diet
In an effort to maximize your time and energy, you may be relying on heavily processed foods or ready meals on a day-to-day basis. However, fresh, whole foods can give you the nutrition and fiber you need to stay healthy while also boosting your mood. Consuming a variety of fruits, vegetables, lean proteins, whole grains, and healthy fats may contribute to preventing chronic problems like heart disease, diabetes, and obesity. While eating healthier foods may mean a higher grocery bill today, it’s important to weigh the long-term benefits and potential savings in the decades to come.
Get a health savings account (HSA)
A health savings account (HSA) is a savings account that lets you set aside pre-tax money for qualifying medical expenses. You’ll need to participate in a High-Deductible Health Plan (HDHP) to be eligible for an HSA, so your eligibility is dependent on the health plans offered by your employer and which option you choose.
If you’re lucky enough to have access to an HSA, you can use it to save money for future medical expenses and have the chance to invest the funds and grow the money tax-free. Some HSAs let you choose specific investments, including stocks, bonds, mutual funds, and ETFs. Depending on the financial service provider you work with, you may also be able to choose ESG investments that align with your values.
Consider a gym membership
Exercise and movement have countless benefits, from weight management to improved mental health and reduced risk of chronic diseases. You’re already ahead of the curve if you’re motivated to exercise on your own or participate in free activities like running clubs. But those who need an extra push may consider directing some discretionary funds toward physical activities and classes that keep you moving. You don’t need to join a traditional gym either. There are plenty of options like fitness classes, dance classes, or sports clubs that can pay off in the long run as long as you attend and participate regularly. Whether you try a bunch of different things until you find something you enjoy or aim for expertise in one activity (like dance or Brazilian jiu-jitsu), the important thing is to get off the couch and stay active. Doing so may save you money on health-related diseases later on.
