PayVerifi – Secure Payment Authorization

Biz Report

If you own a business there is a good chance you have experienced the headache that accompanies setting up a “card not present” payment portal. In other words, processing a credit card with just the number and no physical card. There is a risk that comes with accepting payments this way. To reduce those risks, check out Payverifi. Their goal is to try to help confirm and validate purchases for merchants across the country as well as facilitate smooth market transactions and deliveries.

The system is set up to assist in confirming, tracking and validating sales to reduce the liability for credit card fraud or buyer’s remorse.

It works when a gateway or intermediary is used to process credit cards. Payverifi will receive information from the transaction and will query it. An instant e-mail with the merchant’s info will be automatically sent to the customer with all the transaction data asking for confirmation of the transaction. A text is also sent out to the customer to further authenticate themselves and the transaction, from which payverifi will pull even more information.

After this, they check against 200 different fraud parameters to make sure everything checks out. The merchant will be notified of any flags at that point and can determine whether to allow the sale to process. Aside from the benefit of reliable and secure transactions, businesses can also benefit by saving time and money as well as increasing sales as a result.

This system protects both the merchant and the customer. Prices for Payverifi vary depending on the service chosen by the merchant. To find out more or to sign up go to payverifi.com.

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