Paying off credit card balances can seem like a never-ending cycle. Largely, this is due to a card lending system where high-interest rates are the order of the day. So what’s the solution? Well, we can start by using the Gauss app. Gauss works to lower interest rates on your existing cards so you can make strides forward on paying off the principal. Here’s how it works.

Users connect their existing credit cards to the Gauss app and receive a revolving line of credit in real-time. Gauss then works for you, tracking and automatically paying off expensive balances on those cards. It’s not a debt consolidation, but rather a super-charged balance transfer that protects consumers from high APRs. Now, you keep using your cards like you normally would, but because the balance payment is cheaper, you’ll move into a better financial situation.

And even if you don’t have any credit card balances, Gauss helps you by allowing you to earn rewards any time you pay a credit card bill on a connected card. Now, rewards include access to high APY checking accounts, cashback, and 0% APR boosts for credit cards. Start paying your credit card bills today with Gauss. Find out more at